Supporting
Jewish Communities
across New Jersey
with Interest Free Loans

Map of NJ with regions shaded in green to show service areas.

Serving 9 New Jersey Counties

Our loan programs are available to residents of Bergen, Essex, Hudson, Middlesex, Monmouth, Morris, Passaic, Sussex & Union counties. If you live in one these counties and need assistance, we are here to help.

  • 2-4 week approval time

  • Personalized service

  • Initial screening within 24-36 hours

*If you or someone you know needs assistance but does not live in one of the nine counties we serve, please reach out so that we may connect you to someone who can.

Our Loan Programs

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    Building Jewish Businesses

    Financial support enabling you to launch, sustain or expand your small business.

    Funds from this program can help with start-up costs, equipment, marketing & advertising, inventory, payroll, construction/renovation, and more.

    Learn More
  • Icon of overlapping circles with person symbols, with a central green heart shape and person, representing community and care.

    Building Jewish Families

    Focus on medical treatment and self-care.

    These loans help to defray the costs associated with fertility treatments, surrogacy, gestational carrying, and adoption.

    Learn More
  • A neon sign with the words 'Need Help?' inside a circular design.

    General Needs

    These loans can cover expenses including:

    Medical and dental expenses, Hearing aids, Debt consolidation, Car repairs, Home improvement costs, First and last months rent, Bridge loans, Moving expenses and more.

    Learn More
  • A blue outline of the Star of David on a white background.

    Burial with Dignity

    Provide loved ones with a proper funeral and burial. There are two different avenues of assistance within the Jewish Burial with Dignity program:

    HFLNJ Grant program

     Interest-free Loan program

    Learn More
Begin Application

The Impact.

  • “We may never have known the love and satisfaction of being parents if not for the generosity of HFLNJ. We now have the opportunity to raise a daughter and guide her in making Jewish values part of her life.”

    -A father
    Building Jewish Families Loan Recipient

  • “I had trouble paying my rent & was very concerned that I would have to move with nowhere to go. Dealing with HFLNJ felt like getting help from family & allowed me to stay in the home I love.”

    -Ruth
    General Loans Recipient

Lend your Support

Hebrew Free Loan of New Jersey is a beneficiary of the Jewish Federation of Greater MetroWest NJ, a partner of the Jewish Federation in the Heart of New Jersey serving Monmouth and Greater Middlesex Counties, and a partner of the Jewish Federation of Northern New Jersey serving Bergen, Hudson, and Passaic counties.

Have Questions? Contact Us.